The Stagecoach bus was one of three vehicles involved in the incident in Dumfries on Wednesday afternoon.
Resident Fraser McGarva was out at the time of the crash, and said: “It’s a disaster as the house is badly damaged inside and one of the interior walls is badly cracked.
“The front door and front of the house is all smashed up and the damage is really bad. Normally I park my vehicle outside but I was away at the time.”
He added: “I came home about a quarter of an hour after accident so it was an absolute shock and I couldn’t believe it.”
The bus was travelling down Lockerbie Road heading for the town centre just after 4 pm when the accident took place, with eight passengers on board.
Police Scotland say the other vehicles involved were a BMW Series 5 car being driven by a 63-year-old man also from Dumfries and a BMW Series 3 car which was parked at the scene.
All three vehicles were damaged, and the 49-year-old male bus driver and a 67-year-old female passenger were taken to hospital suffering bruising and soft tissue injuries.
And a Police Scotland spokesman said: “The road at the locus was closed for around two hours to allow for recovery of the vehicles.”
A gas engineer was called to the scene.
He said: “We couldn’t go into the house to check the appliances because it was too dangerous, so we had to cut the supply off from the outside.”
Police Scotland officers are carrying out a full investigation and Stagecoach Western have said they will help police in their investigation.
PC Edward Mann at Dumfries said: “We are keen to hear from anyone who may have witnessed this collision and would ask that they call Police Scotland at Dumfries on the 101 number if they can help.”
